Visa Cover from Aon
Benefit packages for both Consumer and Business Card Products
Visa card benefits arranged by Aon gives your clients access to a range of insurance solutions at no additional charge to the cardholder. We work with global insurance brands to ensure your cardholders are protected every day.
Cover includes
Travel
Accommodation, personal belongings, travel cancellation and delay, and medical assistance.
Shopping
Best price cover, extended warranty, purchase protection.
Other
Gadgets, car hire excess, cyber and identity theft.
Allianz Partners is the leading arm of B2B2C business for the Allianz Group. We work with our business partners to deliver excellent services for their end customers.
We lead commercial activities in over 75 countries, with 19,400 employees handling over 59 million calls across 58 million cases each year. We work with almost 904,000 medical providers worldwide and over 50+ car brands as well as 30+ new mobility providers in 30+ countries.
We lead commercial activities in over 75 countries, with 19,400 employees handling over 59 million calls across 58 million cases each year. We work with almost 904,000 medical providers worldwide and over 50+ car brands as well as 30+ new mobility providers in 30+ countries.
Package summary
Annual worldwide coverage for emergency medical assistance and expenses covering necessary medical costs in event of emergency whilst travelling - suitable for Classic Cards
Package highlights
Insured/Beneficiary
Cardholder Only (Travel Benefits may extend to immediate family)
Scope
1) Cover while travelling personal or for business
2) Cover applies worldwide (except for medical expenses - Abroad Only)
2) Cover applies worldwide (except for medical expenses - Abroad Only)
Use of card
Payment for trip to have been made on valid card (except Medical expenses)
Duration of cover
Annual cover
Key exclusions or eligibility criteria
1) Medical Expenses only covered abroad
2) Pre-existing medical conditions excluded
2) Pre-existing medical conditions excluded
Download packages in PDF format
Allianz-Germany-ClassicPackage summary
Opt to extend "Classic" by selecting these additional travel benefits covering delays in travel, and cover for your luggage - suitable for Classic Cards
Package highlights
Insured/Beneficiary
Cardholder Only (Travel Benefits may extend to immediate family)
Scope
1) Cover while travelling personal or for business
2) Cover applies worldwide (except for medical expenses - Abroad Only)
2) Cover applies worldwide (except for medical expenses - Abroad Only)
Use of card
Payment for trip to have been made on valid card (except Medical expenses)
Duration of cover
Annual cover
Key exclusions or eligibility criteria
Available as an add-on to Classic only
Download packages in PDF format
Package summary
Annual worldwide coverage for emergency medical assistance incorporating cover for trip curtailment, cancellation and also missed departure - suitable for Premium cards
Package highlights
Insured/Beneficiary
Cardholder Only (Travel Benefits may extend to immediate family)
Scope
1) Cover while travelling personal or for business
2) Cover applies worldwide (except for medical expenses - Abroad Only)
2) Cover applies worldwide (except for medical expenses - Abroad Only)
Use of card
Payment for trip to have been made on valid card (except Medical expenses)
Duration of cover
Annual cover
Key exclusions or eligibility criteria
1) Medical Expenses only covered abroad
2) Pre-existing medical conditions excluded
2) Pre-existing medical conditions excluded
Download packages in PDF format
Package summary
Opt to extend "Premium 1" by selecting these additional daily life services for your cardholders
Package highlights
Insured/Beneficiary
Cardholder Only (Travel Benefits may extend to immediate family)
Scope
1) Cover while travelling personal or for business
2) Cover applies worldwide (except for medical expenses)
2) Cover applies worldwide (except for medical expenses)
Use of card
Payment for trip to have been made on valid card (except Medical expenses)
Duration of cover
Annual cover
Key exclusions or eligibility criteria
Available as an add-on to Premium 1 only
Download packages in PDF format
Package summary
Opt to extend "Premium 1 and 2" by extending cover to protect your cardholders purchases with purchase protection
Package highlights
Insured/Beneficiary
Cardholder Only
Scope
1) Cover while travelling personal or for business
2) Cover applies worldwide
2) Cover applies worldwide
Use of card
1) Payment for trip to have been made on valid card (except Medical expenses)
2) Purchases must be made on a valid card
2) Purchases must be made on a valid card
Duration of cover
Annual cover
Key exclusions or eligibility criteria
Available as an add-on to Premium 1 & 2 only
Download packages in PDF format
Package summary
Opt to extend any Premium package by extending cover to protect your cardholders purchases with purchase protection and Extended Warranty
Package highlights
Insured/Beneficiary
Cardholder Only
Scope
1) Cover while travelling personal or for business
2) Cover applies worldwide
2) Cover applies worldwide
Use of card
Purchases must be made on a valid card
Duration of cover
Annual cover
Key exclusions or eligibility criteria
1) Standalone product Only
2) Extended Warranty provides cover to White and Brown goods only
2) Extended Warranty provides cover to White and Brown goods only
Download packages in PDF format
Package summary
Extend your travel package to incorporate ski cover including search and rescue
Package highlights
Insured/Beneficiary
Cardholder Only (Travel Benefits may extend to immediate family)
Scope
1) Cover while travelling personal or for business
2) Cover applies worldwide (except for medical expenses - Abroad Only)
2) Cover applies worldwide (except for medical expenses - Abroad Only)
Use of card
Payment for trip to have been made on valid card (except Medical expenses)
Duration of cover
Annual cover
Key exclusions or eligibility criteria
Available as an add-on to Premium 1, 2 & 3
Download packages in PDF format
Package summary
Annual worldwide coverage for emergency medical assistance incorporating cover for trip curtailment, cancellation and also missed departure - suitable for Premium cards. The Business Package includes Part 1 and Part 2.
Package highlights
Insured/Beneficiary
Cardholder & Business Colleague designated by the cardholder (Premium Product extends to immediate family)
Scope
1) Cover while travelling for business (Premium Product may extend to personal use)
2) Cover applies worldwide (except for medical expenses - Abroad Only)
3) Up to 90 consecutive days cover from the start of the trip (31 days for Collision Damage Waiver)
2) Cover applies worldwide (except for medical expenses - Abroad Only)
3) Up to 90 consecutive days cover from the start of the trip (31 days for Collision Damage Waiver)
Use of card
1) Payment for trip to have been made on valid card (except Medical expenses)
2) Purchases must be made on a valid card
2) Purchases must be made on a valid card
Duration of cover
Annual cover
Key exclusions or eligibility criteria
1) Medical Expenses only covered abroad
2) Pre-existing medical conditions excluded
2) Pre-existing medical conditions excluded
Download packages in PDF format
Claims Process
1
Cardholder uses card to purchase covered goods/service
2
A loss occurs by the cardholder
3
Cardholder can provide first notification of loss by phone or via the digital claims journey
4
Insurer acknowledges and begins claims process
5
Fully transparent claims process with the ability to obtain progress updates online and by phone
6
Once the claim has been validated then a payment will be processed
Why purchase through Aon?
Aon is in the business of better decisions
Aon exists to shape decisions for the better – to protect and enrich the lives of people around the world. We provide our clients with advice and solutions that gave them the clarity and confidence to make better decisions to protect and grow their business. Aon is in the business of better decisions.
50,000
colleagues around the world
120+
countries with Aon clients
Through our experience, global reach and state-of-the-art analytics, we are better able to help clients meet rapidly changing, increasingly complex and interconnected challenges across four areas of need.
- Navigating new forms of volatility
- Building a resilient workforce
- Rethinking access to capital
- Addressing the undeserved
Commercial Risk Solutions
Shifts in technology. economics and geopolitics are creating unprecedented volatility. We help clients identify, measure and manage exposure.
$75B+
of bound premium
placed annually
Health Solutions
Health is declining, costs are rising and workers have vastly different needs. We help Companies improve health and wellbeing while managing costs.
$180B
of healthcare premium
directed annually
Reinsurance Solutions
Business, governments and communities need to become more resilient. Our expertise and insight help (re)insurers navigate uncharted territories and create more relevant solutions.
$45B
of bound premium
placed annually
Wealth Solutions
Global business is becoming increasingly difficult to navigate. We help employers, fiduciaries and investment officers optimise results and provide a more secure future for their stakeholders.
$4.1T2
of assets under
advisement
1. Includes $30B of fully-insured premium and $150B of self-insured premium equivalents.
2. As of 6/30/2021, includes non-discretionary assets advised by Aon and its global affiliates which includes retainer clients and clients in which Aon and its global affiliates have performed project services for over the past 12 months. Project clients may not currently engage Aon at the time of the calculation of assets under advisement as the project may have concluded earlier during preceding 12-month period.
Legals
Travel, Shopping and Other insurance products are provided by Allianz Partners and arranged by Aon Belgium B.V (UK Branch).
Aon Belgium B.V. is authorised and regulated by the Belgian Financial Services and Markets Authority (“FSMA”). Aon Belgium B.V. Registered Office: Telecomlaan 5-7, 1831 Diegem, Belgium and registered with the Crossroads Bank of Enterprises under number 0426.531.863. Aon Belgium B.V. (UK Branch) is a branch of Aon Belgium B.V. and registered in the UK (establishment number BR020969). Aon Belgium B.V. (UK Branch) Registered Office: The Aon Centre, The Leadenhall Building, 122 Leadenhall Street, London EC3V 4AN. Tel: 020 7623 5500
Insurance mediation services referred to in this document will be effectively provided by the corresponding Aon Group entity duly authorised to perform said activities in the relevant territory and as set out in the terms of business agreement.
FP.AFF.2970.CC